Privacy Policy

Introduction

VISIONINDIA (“we,” “our,” or “us”) is committed to respecting the privacy rights of its users. This Privacy Policy (“Policy”) outlines how we collect, use, and protect your personal information when you use our mobile application (the “App”).

Scope of This Privacy Policy

This Privacy Policy applies to all personal and non-personal information collected through our App. By installing and using our App, you consent to the practices outlined in this Privacy Policy. If you do not agree with this policy, please do not use or install the App. We reserve the right to modify this Policy at any time, so please review it periodically. Your continued use of the App after any changes to this Policy will constitute your acceptance of those changes.

Information We Collect

Personal Information

We may collect personal information, such as:

• Name
• Email address
• Phone number
• Location

We use your email address within the app for purchase validation. Your country information is used locally within the app to show content relevant to users in India. No other personal data is collected or sent to our web servers.

Non-Personal Information

We may collect non-personal information, such as:

• Device properties (e.g., IP address, device ID)
• Device platform and firmware
• Mobile carrier
• Approximate geographical location (e.g., zip code, area code)

This non-personal data is primarily used to improve the functionality and user experience of the App.

File Access & Sensitive Data Collection

In order to provide our services, we require permission to access certain files on your device, including CIBIL report PDFs and other documents. These files are only used for the intended purpose of generating reports or analyzing the data you input. The app does not store this data on our servers unless you specifically choose to synchronize your data with cloud storage.

• Access to files and PDFs: We only access the files necessary for the app's functions. Files are stored locally on your device and are not shared unless you explicitly upload or sync them.
• Data security: All data, including CIBIL report PDFs, is processed locally on your device. We use encryption methods to ensure that any data synced with cloud services or transferred over the internet is secure.

Use of Information

We use the information we collect to:

• Improve app functionality and user experience
• Provide you with requested services and features
• Process and validate in-app purchases

Your data is processed locally on your device, and is only transferred to external servers when you choose to sync or backup your data using supported services such as Dropbox or Google Cloud. Third-party services integrated with the app (e.g., Dropbox SDK, GCM for messaging) may collect data as per their own privacy policies.

Collection and Use of Children’s Personal Information

Our services are not directed to children under the age of 18, and we do not knowingly collect personal information from children. If we learn that we have inadvertently collected personal information from a child under the age of 18, we will take steps to delete the information as soon as possible.

Managing Permissions

Our App requires certain permissions to function properly, including:

• File access permissions: To access documents, including CIBIL reports (PDF files), that you choose to upload or analyze.
• Storage permissions: To store and manage data locally on your device.

We request only the permissions necessary to perform the services within the app. You can manage and revoke these permissions at any time through your device's settings.

Account Deletion Policy

You have the right to delete your account and associated data at any time. If you wish to delete your VISIONINDIA account, you can do so by contacting us via email at info@visel.in with the subject line "Account Deletion Request".

Upon receiving your request, we will:.

• Verify your identity for security purposes.
• Delete your account data from our servers (if any data is stored).
• Ensure that all associated personal information is permanently removed, except where retention is required by law or for legitimate business purposes (such as fraud prevention or legal compliance).

Please Note:

• Some information may remain stored on your device if you have not synchronized it with cloud services. You are responsible for manually deleting such local data.
• Once deleted, your account and data cannot be recovered.
• Ensure that all associated personal information is permanently removed, except where retention is required by law or for legitimate business purposes (such as fraud prevention or legal compliance).
• For any questions or support related to data deletion, please contact us at info@visel.in.

Links to Third-Party Sites or Services

The App may contain links to third-party websites, products, or services. We are not responsible for the privacy practices or content of those third-party sites. We encourage you to read their privacy policies before submitting any personal information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any updates will be posted within the app or on this page. We encourage you to review this policy periodically to stay informed about how we are protecting your data. By continuing to use the App after any changes are made, you consent to those changes.

Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: info@visel.in